Bank FD Rates: Highest interest rates are available in this FD scheme of these banks, check list

HDFC Bank Vs ICICI Bank: If you are also thinking of investing money in fixed deposit recently, then this news is very useful for you. Actually, we are going to tell you who among HDFC Bank FD Interest Rate and ICICI Bank is giving the highest FD interest. These banks have made some changes in the rules, let us know about them…

HDFC Bank Vs ICICI Bank The interest rates on loans and savings schemes available from the bank depend on the repo rate. While announcing the monetary policy in the month of December, the Reserve Bank of India did not make any change in the repo rate for the fifth consecutive time.

Even though the Central Bank has not changed the interest rates, banks are changing the interest rates of Fixed Deposit (FD) to attract customers. If you are also planning to get FD in the bank, then we are comparing the FD rates of two major banks HDFC and ICICI.

HDFC Bank Vs ICICI Bank FD Rates –

HDFC Bank and ICICI Bank have revised FD interest rates earlier this month. HDFC Bank is offering 7.75 percent interest rate to its customers on FD of different tenures and ICICI Bank is offering 7.65 percent interest rate.

Interest rate on FD less than Rs 2 crore in HDFC Bank –

• 7 days to 14 days: Regular customers – 3.00 percent; Senior Citizen – 3.50 percent
• 15 days to 29 days: Regular customers – 3.00 percent; Senior Citizen – 3.50 percent
• 30 days to 45 days: Regular customer – 3.50 percent; Senior Citizen – 4.00 percent
• 46 days to 60 days: Regular customer – 4.50 percent; Senior Citizen – 5.00 percent
• 61 days to 89 days: Regular customer – 4.50 percent; Senior Citizen – 5.00 percent
• 90 days to 6 months: Regular customers – 4.50 percent; Senior Citizen – 5.00 percent
• 6 Months One Day to 9 Months: Regular Customer – 5.75 percent; Senior citizens – 6.25 percent
• 9 Months 1 Day to 1 Year: Regular Customer – 6.00 percent; Senior Citizen – 6.50 percent
• Less than 1 year 15 months: Regular customer – 6.60 percent; Senior Citizen – 7.10 percent
• 15 months to 18 months: Regular customer – 7.10 percent; Senior Citizen – 7.50 percent
• 18 Months 1 Day to 21 Months: Regular Customer – 7.00 percent; Senior Citizen – 7.50 percent
• 21 months to 2 years: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
• 2 years 1 day to 2 years 11 months: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
• 2 years 11 months to 35 months: Regular customer – 7.15 percent; Senior Citizen – 7.65 percent
• 2 Years 11 Months 1 Day to 3 Years: Regular Customer – 7.00 percent; Senior Citizen – 7.50 percent
• 3 years 1 day to 4 years 7 months: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
• 4 years 7 months to 55 months: Regular customer – 7.20 percent; Senior Citizen – 7.70 percent
• 4 years 7 months 1 day to 5 years: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
• 5 years 1 day to 10 years: Regular customer – 7.00 percent; Senior Citizen – 7.75 percent

Interest rate on FD less than Rs 2 crore in ICICI Bank

• 7 days to 14 days: Regular customers – 3.00 percent; Senior Citizen – 3.50 percent
• 15 days to 29 days: Regular customers – 3.00 percent; Senior Citizen – 3.50 percent
• 30 days to 45 days: Regular customer – 3.50 percent; Senior Citizen – 4.00 percent
• 46 days to 60 days: Regular customer – 4.25 percent; Senior Citizen – 4.75 percent
• 61 days to 90 days: Regular customer – 4.50 percent; Senior Citizen – 5.00 percent
• 91 days to 120 days: Regular customers – 4.75 percent; Senior Citizen – 5.25 percent
• 121 days to 150 days: Regular customer – 4.75 percent; Senior Citizen – 5.25 percent
• 151 days to 184 days: Regular customers – 4.75 percent; Senior Citizen – 5.25 percent
• 185 days to 210 days: Regular customers – 5.75 percent; Senior citizens – 6.25 percent
• 211 days to 270 days: Regular customers – 5.75 percent; Senior citizens – 6.25 percent
• 271 days to 289 days: Regular customers – 6.00 percent; Senior Citizen – 6.50 percent
• 290 days to 1 year: Regular customer – 6.00 percent; Senior Citizen – 6.50 percent
• 1 year 389 days: Regular customer – 6.70 percent; Senior Citizen – 7.20 percent
• 390 days to 15 months: Regular customer – 6.70 percent; Senior Citizen – 7.20 percent
• 15 months to 18 months: Regular customer – 7.10 percent; Senior Citizen – 7.65 percent
• 18 months to 2 years: Regular customer – 7.10 percent; Senior Citizen – 7.65 percent
• 2 years 1 day to 3 years: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
• 3 years 1 day to 5 years: Regular customer – 7.00 percent; Senior Citizen – 7.50 percent
• 5 years 1 day to 10 years: Regular customer – 6.90 percent; Senior Citizen – 7.50 percent