Health insurance is very important in today’s time. It saves you from the burden of medical expenses in a medical emergency. But sometimes you take an insurance policy, but when you claim for it, the claim gets rejected. Here know the 5 reasons due to which your health insurance claim can be rejected.
Giving wrong information
Many times people buy a policy and give wrong information related to age, income, profession etc. to the insurance company. In such a situation, many times the companies reject their health insurance claim.
Not making a claim within the time limit
There is a fixed time to make an insurance claim. If you do not make a claim within that time, then the company can reject your insurance claim. Hiding the disease
While taking insurance, some people do not give information about their old disease because they think that this will increase their premium. But this mistake proves costly later. In such a situation, the insurance company can reject your claim.
Claim more than the policy limit
If you have claimed more than the policy limit, then also the company rejects your claim. Apart from this, claim rejection is also possible due to lack of complete documents while making a claim.
This is also the reason
You should know what will be covered in your policy and what will not. For this, read all the terms of the policy carefully. If you claim for those things whose coverage is not included, then obviously your claim will be rejected.
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