Life Certificate: Pensioners be careful, scammers can empty your account, know everything here

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From November 1, 2024, crores of pensioners across the country can submit Jeevan Pramaan or Life Certificate, the last date for which is till November 30. Pensioners above 80 years of age are given time from October 1 to November 30.

Pensioners have to submit this life certificate every year to the pension disbursing authority to continue their pension. The government and many banks are running a campaign to get pensioners to submit life certificates. Pensioners can submit their life certificates by going to the bank themselves or through many online and doorstep services.

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Be careful of cyber fraud.

Cases of cyber fraud are increasing continuously in the country, in such a situation pensioners need to be careful while submitting their life certificate. Scammers are often looking for such opportunities, which can give them an excuse to call people. Scammers keep searching for new ways to commit cyber fraud, in such a situation the possibility increases that they can obtain financial information of a pensioner on the pretext of submitting a life certificate. What should pensioners do? First of all, pensioners should know what options the government or pension disbursing agencies have given to pensioners to submit life certificates.

Pensioners need to be careful of any call or SMS on the pretext of submitting life certificate. Let us tell you that pensioners have to take the initiative themselves to submit life certificate through any online medium. Therefore, they need to be careful of any call or message. How to deposit Pensioners It has become even more convenient to generate Digital Life Certificate (Jeevan Pramaan) using Aadhaar Face Authentication. The advantage of this is that it can be done anytime, anywhere. For this, first go to Google Play Store and download ‘Aadhaar Face RD (Early Access) Application’.

After this you will also have to download the Jeevan Pramaan app. Apart from this, you can deposit the physical life certificate form at Doorstep Banking (DSB) agent, biometric device at post office, bank branch. India Post Payment Bank You can request a postman to deposit Digital Life Certificate through the website of India Post Payment Bank. In this service, the postman will come to your house and deposit your life certificate. This doorstep service was started in 2020 through the postman.

To avail this service through mobile, pensioners can download PostInfo App from Google Playstore. Pensioners will have to provide Aadhaar number, mobile number, bank or post office account number and PPO number. Submit with the signature of the designated officer Pensioners need the signature of a designated official on the life certificate for this. According to the CPAO (Central Pension Accounting Office) scheme booklet, pensioners are required to be physically present. A list of designated officials has been issued, whose signatures are valid for life certificates.

According to paragraph 14.3 of the scheme booklet issued by the CPAO, a pensioner who submits the life certificate in the format of life certificate with the signatures of the officials is not required to appear personally. To submit offline life certificate, the life certificate can be submitted directly to the bank, post office or other designated location.

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