But if your ATM / Debit card expires in such a situation then a big problem will arise for you. Because it will not be able to do digital transactions nor withdraw cash. Let’s say its an option ..
new Delhi. Due to the rise of Corona infection, the government has extended the nationwide lockdown till 3 May. Because of which now the problems of those people have been increased somewhere else. It is allowed to go to bank ATM in lockdown. But people are avoiding doing cash transactions. This is the reason why the use of digital payment has increased. But if your ATM / Debit card expires in such a situation then a big problem will arise for you. Because it will not be able to do digital transactions nor withdraw cash.
Many banks of the country are also providing a solution to this and that is without card cash withdrawal. However, the procedure and condition for cardless cash withdrawal is different in these banks. Let’s know which are the banks from which you can withdraw cash without a card.
This new feature of SBI is named YONO Cash. For this, the Yono App of the bank has to be downloaded. SBI customers can withdraw money from any SBI ATM located across the country with the help of Yono Cash.
>> its you download yono app.
>> Click on the option to withdraw cash on the app.
>> Set a 6 digit PIN for cash transactions in the app.
>> 6 digit reference number will come from SMS on your mobile for transaction.
>> After this, cash will have to be withdrawn from the SBI ATM within 30 minutes.
>> Select the option of YONO Cash at ATM.
>> Enter 6 digit PIN and 6 digit reference number in ATM.
>> Once you enter the reference number, you will be able to withdraw cash from the ATM.
ICICI Bank’s cardless withdrawal service is different from SBI. In this, the account holder of ICICI Bank can transfer cash to any person who does not have a bank account or does not have an account with ICICI Bank. Then the person can go to the ICICI Bank ATM and withdraw cash without any debit card. This service is also available on 24 × 7 ie Bank Holiday day.
>> For this, the person who has to send the cash to the account holder of ICICI Bank, will have to add it as a beneficiary on their NetBanking portal. After this, on completing some easy steps, the beneficiary can withdraw cash from ICICI Bank ATM without a card.
>> After login for ICICI net banking, go to the savings account and enter the name and mobile number of the person to whom you want to transfer money through cardless cash withdrawal.
>> After this, click on the ‘Fund Transfer’ option and select the name of the beneficiary under the cardless cash withdrawal option and enter the amount to be transferred.
>> To send the amount, a four-digit unique code will be sent to your mobile via SMS from ICICI Bank and at the same time the beneficiary will also get a unique six-digit code on his mobile.
>> You have to tell this four digit code to the beneficiary.
>> After this, the beneficiary will have to enter their mobile number, four and six digit verification code and the total amount in the ICICI Bank ATM.
>> You can transfer only 10 thousand rupees to any person at a time, Rs 20,000 in a day and Rs 25,000 in a month. On sending money, every time a charge of 25 rupees is deducted from the account, including tax. If the passcode or other information is incorrectly entered during the cardless cash withdrawal, the cardless cash withdrawal transaction will be blocked and the amount will be returned to the sender’s account. The transaction and SMS code will be valid till midnight of the next day.
