Post Office Scheme: By investing in the plan of Post Office, you can invest in yourself and your family.
The Future Of The Family can be secured. Also good returns are also available on them
Today we are telling you about one such investment plan of Post Office.
This is the most profitable investment plan of Post Office.
14 lakhs will be available on investment of Rs 95:
Let us tell you that in this scheme, you have to invest only 95 rupees and you can get a fund of 14 lakh rupees on maturity.
If you have not got this policy done then you can still do it. Let’s know about this scheme.
The benefit of money back is available in the policy:
Let us inform that this scheme of Post Office is for the people living in rural areas.
Its name is ‘Gram Sumangal Rural Postal Life Insurance Scheme’.
In this scheme (Gram Sumangal Rural Postal Life Insurance Scheme), you can save Rs 95 daily and get up to Rs 14 lakh.
In this scheme (Gram Sumangal Rural Postal Life Insurance Scheme) the life of the policyholder is
On staying, the benefit of Money Bank is also available, that is, the amount you invested will be fully refunded.
Age Limit for taking policy:
Let us tell you that in ‘Gram Sumangal Rural Postal Life Insurance Scheme’, the policyholder also gets the Maturity Bonus on maturity.
This scheme (Gram Sumangal Rural Postal Life Insurance Scheme) can be taken for 15 years and 20 years.
At the same time, the age limit for taking the policy of ‘Gram Sumangal Rural Postal Life Insurance Scheme’ is from 19 years to 45 years.
The special thing is that any Indian citizen can take advantage of this.
Bonus on Maturity:
Let us tell you that the person in whose name the policy is in his name gets Sum Assured up to Rs 10 lakh.
For example, if a person survives till the maturity of the policy, then he gets the benefit of money back.
This benefit of Money Bank is available 3 times. Under this, 20-20% Money Bank is available on completion of 06 years, 09 years and 12 years in a 15-year policy.
At the same time, the remaining 40 percent money is also given including the Maturity Bonus on maturity.
Benefits of money back on 20 years:
Those who take a policy of 20 years, they get money back at the rate of 20-20% on the tenure of 8 years, 12 years and 16 years.
The remaining 40 percent money is given on maturity with bonus.
At the same time, on the death of the policy holders, the Nominee is given the sum insured as well as the bonus amount.
Installment will come like this:
Let us tell you that if a person of 25 years takes this policy for 20 years with a sum assured of Rs 7 lakh, then an installment of Rs 2853 will have to be paid every month.
That is, about 95 rupees will have to be saved daily. In this case, the annual premium will be Rs 32735.
If someone wants to pay it in 06 months, then it will become an installment of Rs 16715 and Rs 8449 in three months.
Bonus will make Lakhpati:
- Let us inform that in this policy of the Post Office, 1.4-1.4 lakh rupees will be available in the 8th, 12th and 16th year at the rate of 20-20%.
- At the same time, in the 20th year, the benefit of Sum Insured of Rs 2.8 lakh will be available.
- In this, an annual bonus of Rs 48 per thousand will be added, which will be Rs 33600.
- On the other hand, a bonus of Rs 6.72 lakh was made in a period of 20 years.
- On adding all the installment and bonus amount, you will get a profit of about 13.72 lakh rupees.
