Gram Sumangal Scheme: Every investor gets a maximum sum assured of Rs.10 years. If you buy a policy of 15 years then you will get 20% money back of the policy in 6 years, 9 years and 12 years.
Post Office Gram Sumangal Scheme: Even today in India, many people like to invest in schemes without any risk. In such a situation, Post Office Schemes can be a very good option for such people. The post office runs many schemes for a large number of people in the country. Today we are going to give you information about the Gram Sumangal Rural Postal Life Insurance Scheme under the post office’s Rural Postal Insurance Scheme. The special feature of this scheme is that it has been made for the rural population of India. By making a small investment of Rs 95 every day in this scheme, investors can make a hefty corpus of Rs 14 lakh. Gram Sumangal Gramin Dak Life Insurance Scheme (Gram Sumangal Scheme Details) is a money back plan of the post office. Let us give you information about the details of this scheme-
Women get financial help through the scheme
Only people from rural areas can invest in this scheme. This scheme is most beneficial for those sections of the society who are generally unable to take advantage of insurance schemes. There are also a large number of women in this. Weaker sections of the society can also invest in this scheme. The special thing about this scheme is that your money is absolutely safe in this because the government guarantees the money.
Details of Gram Sumangal Gramin Postal Life Insurance Scheme-
- Gram Sumangal Yojana is a money back scheme in which you get returns from time to time.
- The biggest advantage of this scheme is that investors also get the benefit of death benefit in this. If a policyholder dies before the maturity of the policy, then the nominee gets the benefit of Sum Assured.
- In this scheme, you can buy from 19 to 40 years of age.
- You can invest in this scheme for 15 or 20 years.
investment and returns - Every investor gets a maximum sum assured of 10 years of Rs. If you buy a policy of 15 years then you will get 20% money back of the policy in 6 years, 9 years and 12 years. At the same time, the remaining 40% amount will be available on maturity. On the other hand, if you buy a policy for 20 years, then you get the benefit of 20% money back in 8 years, 12 years and 16 years. You get the remaining 40% amount in the 20th year of maturity.
For example, if you buy this scheme at the age of 25 and your sum assured is Rs 1 lakh, then you will have to invest Rs 2,853 every month for 20 years. That is, every day you invest Rs 95, you will get a return of about Rs 14 lakh on maturity, in which you will get 60% money as money back.
