LIC Saral Pension Plan: When we cross the age of 60 years then we take retirement from the job but we always want that our income never stops. If you also want to spend your post-retirement life peacefully with your family members, then you can invest in this scheme of LIC.
LIC Saral Pension Plan: When we cross the age of 60 years then we take retirement from the job but we always want that our income never stops. If you also want to spend your post-retirement life peacefully with your family members, then you can invest in this scheme of LIC. The country’s largest government insurance company has brought such a policy for all of you, so that your income will not stop after retirement. Many schemes of LIC are very much liked by the people because in these you get guaranteed returns. Today we are telling you about such a policy in which you will have to invest only once. You have to invest only once in LIC’s Saral Pension Plan.
LIC Saral Pension Plan
Life time pension is guaranteed to you in this policy. If your age is between 40 to 80 years, then you can take advantage of this policy by buying it. In this, you are also guaranteed death benefit. If the policyholder dies, the invested money goes to the nominee. The policyholder can surrender anytime after 6 months from the inception of the policy.
Get fixed pension
After 60 years, mostly all the elders need pension. In LIC’s Saral Pension Yojana, you get a fixed pension every month. This scheme is the best scheme for investment after retirement. If you deposit the fund or gratuity money received after retirement in this scheme, then you will continue to get the benefit of pension every month. You will get the benefit of this for the rest of your life.
Get this much pension
In this scheme you have to deposit Rs 12,000 every year. You can invest any amount in this. This means that there is no limit on the maximum investment. Once you invest in this scheme, you can take pension on yearly, half-yearly, quarterly and monthly basis. In this scheme, you have to invest money together, after which you can buy annuity.
This is the complete calculation
Suppose you have invested Rs 30 lakh in this scheme at the age of 42, then you will get a pension of Rs 12,388 every month. You will get this pension for life. In this scheme you can take loan after 6 months. The special thing about this scheme is that from the day you will get pension, after that you will get its benefit for life.
