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New Bank Rule: Today everyone has a bank account. Many of these people are such that they have two bank accounts.
Well, there are many reasons behind having two accounts. Many times a person has to maintain two bank accounts even if he does not want to. But do you know that opening an account in more than one bank can be harmful for you. Let’s know why?
In fact, while opening more than one account has advantages on one side, there are also disadvantages on the other. Because you have to pay different maintenance charges, credit and debit card charges, service charges for different bank accounts. In such a situation, due to having one account, the charge will also have to be paid for one account.
Now suppose you have two accounts, but you transact with one bank and do not take any work in other banks, then that account becomes inactive. That is, if there is no transaction for a long time, such accounts turn into inoperative and your money lying in those accounts gets sunk.
In today’s time, it has become necessary to maintain a minimum balance in the bank account according to the rules. Like in many banks the minimum balance is Rs 5000 and in private banks it has been reduced to Rs 10,000. Now in such a situation, if you do not maintain the minimum balance, then you have to pay a penalty and this can spoil your CIBIL score.
