FD Rates: Planning to invest in fixed deposits. So you should first find out about the interest rate available from the banks.
Fixed Deposit Interest Rate: If you invest and are planning to invest in a fixed deposit in a bank. So you should first find out about the interest rate available from the banks. How much interest is being received in which bank. Big banks of the country have increased the interest on FDs of more than Rs 2 crore. Most of the banks have increased the interest rates on FDs after the Reserve Bank of India increased the repo rate in December.
Let us tell you that to control inflation, RBI has increased the repo rate by 2.25 percent since May till now. 5 big banks HDFC Bank, SBI, Federal Bank, Punjab National Bank and ICICI Bank have also increased the interest rates on Fixed Deposit. Here the interest being received on FD in 5 banks is being compared.
HDFC Bank FD Interest Rate
- 3 percent for general public, 3.50 percent for senior citizens on FD of 7 days to 14 days
- 3.00 per cent for the general public on FDs of 15 days to 29 days; 3.50 percent for senior citizens
- 3.50 per cent for the general public on FDs of 30 days to 45 days; 4.00 percent for senior citizens
- FDs of 46 days to 60 days 4.50 per cent for the general public; 5.00 percent for senior citizens
- 61 days to 89 days FD 4.50 percent for the general public; 5.00 percent for senior citizens
- 4.50 per cent for general public on FDs of less than 90 days to 6 months; 5.00 percent for senior citizens
- 5.75 per cent for general public on FDs of 6 months 1 day to less than 9 months; 6.25 percent for senior citizens
- 6.00 per cent for general public on FDs of 9 months 1 day to less than 1 year; 6.50 percent for senior citizens
- 6.50 per cent for the general public on FDs of less than 1 year to 15 months; 7.00 percent for senior citizens
- 7.00 per cent for general public on FDs of less than 15 months to 18 months; 7.50 percent for senior citizens
- 7.00 per cent for general public on FDs of 18 months 1 day to less than 21 months; 7.50 percent for senior citizens
- 7.00 per cent for general public on FDs of 21 months to 2 years; 7.50 percent for senior citizens
- 7.00 per cent for general public on FDs of 2 years 1 day to 3 years; 7.50 percent for senior citizens
- 7.00 per cent for general public on FDs of 3 years 1 day to 5 years; 7.50 percent for senior citizens
- 7.00 per cent for general public on FDs of 5 years 1 day to 10 years; 7.75 percent for senior citizens
ICICI Bank FD rate
- 3.00 per cent for the general public on FDs of 7 days to 14 days; 3.50 percent for senior citizens
- 3.00 per cent for the general public on FDs of 15 days to 29 days; 3.50 percent for senior citizens
- 3.50 per cent for the general public on FDs of 30 days to 45 days; 4.00 percent for senior citizens
- 4.00 per cent for the general public on FDs of 46 days to 60 days; 4.50 percent for senior citizens
- 4.50 per cent for the general public on FDs of 61 days to 90 days; 5.00 percent for senior citizens
- 4.75 per cent for the general public on FDs of 91 days to 120 days; 5.25 percent for senior citizens
- 4.75 per cent for the general public on FDs of 121 days to 150 days; 5.25 percent for senior citizens
- 4.75 per cent for the general public on FDs of 151 days to 184 days; 5.25 percent for senior citizens
- 5.50 per cent for the general public on FDs of 185 days to 210 days; 6.00 percent for senior citizens
- 5.50 per cent for the general public on FDs of 211 days to 270 days; 6.00 percent for senior citizens
- 5.50 per cent for the general public on FDs of 271 days to 289 days; 6.00 percent for senior citizens
- 5.75 per cent for the general public on FDs of 290 days to less than 1 year; 6.25 percent for senior citizens
- 6.60 percent for the general public on FDs of 1 year to 389 days; 7.10 percent for senior citizens
- 6.60 per cent for general public on FDs of 390 days to less than 15 months; 7.10 percent for senior citizens
- 7.00 per cent for general public on FDs of less than 15 months to 18 months; 7.50 percent for senior citizens
- 7.00 per cent for general public on FDs of 18 months to 2 years; 7.50 percent for senior citizens
- 7.00 per cent for general public on FDs of 2 years 1 day to 3 years; 7.50 percent for senior citizens
- 7.00 per cent for general public on FDs of 3 years 1 day to 5 years; 7.50 percent for senior citizens
- 6.90 percent for the general public on FDs of 5 years 1 day to 10 years; 7.50 percent for senior citizens
SBI Bank FD rate - 3.00 per cent for the general public on FDs of 7 days to 45 days; 3.50 percent for senior citizens
- 4.50 per cent for the general public on FDs of 46 days to 179 days; 5.00 percent for senior citizens
- 5.25 per cent for the general public on FDs of 180 days to 210 days; 5.75 percent for senior citizens
- 5.75 per cent for general public on FDs of 211 days to less than 1 year; 6.25 percent for senior citizens
- 6.75 per cent for general public on FDs of 1 year to less than 2 years; 7.25 percent for senior citizens
- 6.75 percent for the general public on FDs of 2 years to less than 3 years; 7.25 percent for senior citizens
- 6.25 percent for the general public on FDs of 3 years to less than 5 years; 6.75 percent for senior citizens
- 6.25 percent for the general public on FDs from 5 years to 10 years; 7.25 percent for senior citizens (under SBI VCare Deposit Scheme, extra interest of 50 bps i.e. 0.50 is available.)
Federal Bank FD Rates
- Federal Bank is offering 3.00% interest on FDs maturing in 7 to 29 days.
- Federal Bank is offering 3.25% interest on FDs maturing in 30 to 45 days.
- Federal Bank is paying 4.00% interest on deposits of 46 days to 60 days.
- The bank is paying 4.25% interest on deposits of 61 days to 90 days.
Punjab National Bank FD Rates
The bank has increased the interest rate on FDs maturing in 1 year to 665 days by 45 basis points. Now it will get 6.75% interest instead of 6.30%. The bank has increased the interest rates on FDs of more than two years and up to three years by 50 basis points. Now 6.75% interest will be available on this.
- 3.50% on FDs of 7 to 45 days
- 4.50% on FDs of 46 to 179 days
- 180 to 5.50% on FDs with a tenure of less than 1 year
- Interest rate on 666 days FD 7.25%
- Interest rate on FD from 3 years to ten years is 6.50%
