Flipkart, Amazon Sale: The festive season has started in India with Ganesh Chaturthi and many e-commerce platforms like Flipkart and Amazon are going to start festive sales soon. During this festive season, most Indian families do a lot of shopping. In such a situation, if you buy with credit card instead of cash, you can save money in many ways.
Using a credit card will reduce your expenditure burden and you will be able to buy your favorite things at attractive discounts.
Once you choose the right credit card, you will not have to worry about expenses. You have to keep in mind that during the festive season many banks offer discounts for credit card users. Notably, these credit cards offer offers like no-cost EMI, low-interest rates, bonus points and cash back.
How to save more with credit card
Choose the right credit card
The first and most important thing to keep in mind is that you have to choose the right credit card. Before taking any credit card, you have to check all its services as per your requirement. You can take whatever credit limit is suitable for you as per your need. Additionally, many companies offer different types of credit cards.
Know about the categories of credit cards.
Banks issuing credit cards offer benefits in many categories. You also have to keep this in mind before choosing their credit card. If a cardholder does shopping in the categories where offers are available, he can get the benefit of cashback and discounts.
How often can you use credit card?
Experts say that you should do credit card transactions regularly on a daily basis. Credit card should be used to buy food or any other household item. This can provide credit card rewards or bonus points that can be used to get a discount on the price of an item in the future.
Check Signup Benefits:
Many banks and companies also offer signup bonuses and welcome benefits to credit card users. Many other card offering companies also offer cashback rewards, coupons and discounts to new customers.
Benefit Structure of Credit Cards
All credit cards have a unique benefit structure and this includes cashback on transactions, reward points, fuel discount and much more. Before using the card, you have to understand its entire benefit structure.
