Google Pay, PhonePe and Paytm user alert! But as online transactions are becoming more common, so are online frauds. Cyber criminals are constantly coming up with new ways to cheat unsuspecting people and steal their money.
The era of payment through Online Payment or UPI has started. A large number of people in the country are using apps like Google Pay, Paytm and Phone Pay. It lets you send or receive money in an instant, secure and hassle-free way with just a few taps on your smartphone.
But as online transactions are becoming more common, so are online frauds. Cyber criminals are constantly coming up with new ways to dupe unsuspecting people and steal their money. Your slightest mistake can empty your bank account. Here we are telling you 5 such things, remembering which you can avoid online or UPI fraud.
Remember these things while paying with Google Pay, PhonePe or Paytm
Avoid using multiple apps
You should avoid having more than one payment application on your phone. If needed, always install only trusted and verified payment applications from PlayStore or App Store.
Do not share PIN
Do not share your UPI PIN with anyone. This rule also applies to your friends and close ones. If you think that your PIN has been discovered by other people, change it immediately.
Keep updating the app
All apps maker companies keep releasing updates from time to time. Through this, new features are added to the apps and safety is increased. You should always keep updating the UPI payment app to the latest version.
Screen lock
Keep a lock on these apps as well, not just on your smartphone. Sometimes your bank account can be emptied if the phone is lost or in the wrong hands. Do not use your name, mobile number or date of birth while keeping the password.
Do not click on such links
Many people send you some link on WhatsApp or email and ask you to click on this link by luring money. Apart from this, some fraudsters try to cheat you by posing as bank employees and also ask you for your details. Never click on any unknown link.