- Attar Pension Scheme was started in the year 2015.
- People between the age group of 18 to 40 years can invest in this.
- You will get a guaranteed pension of Rs 5000.
n today’s time, people are also worried about their future and people also invest to make old age secure. If you make your old age secure under this scheme of the government, then you will not be worried about the future.
If you have heard about Atal Pension Yojana (APY), then by investing money in it, you can make a good living by tying your pension in old age. Under this scheme, husband and wife can also get many benefits under this scheme.
What is Atal Pension Yojana?
Under Atal Pension Scheme, whatever investment you make will depend on your age. In which you can get a minimum monthly pension of Rs 1,000, Rs 2000, Rs 3000, Rs 4000 or maximum Rs 5,000. This will be a safe investment in which if you want to register, you need to have a savings account, Aadhar number and a mobile number.
Who can invest?
Atal Pension Yojana was started in the year 2015 in which people working in the unorganized sectors could get benefits so that it was started. Now people of 18 to 40 years can also invest in this scheme, only they are Indian citizens. Those who have an account open in a bank or post office, then they can easily invest in it and they will start getting pension at the age of 60.
What is special for husband and wife?
If the spouse is below 39 years of age, then they can get different benefits under this scheme. With this, they will start getting a joint pension of Rs 10,000 every month after the age of 60.
If husband and wife whose age is 30 years or less, they have separate APY accounts, then they will have to deposit Rs 577 in it every month.
If the husband and wife are 35 years old, then they will have to invest Rs 902 every month, in return they will get a guaranteed monthly pension. Apart from this, if one of the spouses dies, then the surviving partner will get Rs 8.5 lakh and pension for life.
