The government provides many facilities to the Jan Dhan bank account holders. Jan Dhan Bank Account is a zero balance savings account.Â
Apart from this, many special facilities are available in it including overdraft and Rupay card. Of these, insurance cover is the most important.
The number of bank accounts opened under Jan Dhan Yojana had reached 44.23 crore by January 2022. This figure shows the popularity of Jan Dhan accounts. Deposits in these accounts were also more than Rs 1.5 lakh crore in January.
Prime Minister Narendra Modi had announced the launch of Jan Dhan Yojana in his Independence Day address in 2014. According to the Finance Ministry data, out of total 44.23 crore Jan Dhan accounts, 34.9 crore accounts have been opened in public sector banks and 8.05 crore accounts in regional rural banks. 1.28 crore accounts have been opened in private sector banks.
The government provides many facilities to the Jan Dhan bank account holders. Jan Dhan account is a zero balance savings account. Apart from this, many special facilities are available in it including overdraft and Rupay card.
Of these, insurance cover is the most important. It is very important to link the account holder’s own Aadhar card in Jan Dhan account. If this is not done, many features are stopped.
Rupay debit card is given to Jan Dhan account holder, in which accident insurance cover of Rs 1 lakh is provided. If an account holder does not link the account with Aadhaar, then he is deprived of this insurance cover.
Not only this, the account holder also gets an accidental death insurance cover of Rs 30,000 on Jan Dhan account. This is also available only when the Jan Dhan account is linked with Aadhaar. The account holder also gets general insurance cover. But, to take advantage of all these facilities, it is necessary to link Jan Dhan account with Aadhaar.
link like this
- To link Jan Dhan account with Aadhaar, go to the bank where you have this account.
- You have to carry the photo copy of Aadhar card and copy of bank pass book.
- A form has to be filled in the bank. After this your Jan Dhan account will be linked with Aadhaar.
- Many banks including SBI allow customers to link Jan Dhan account with Aadhaar through SMS only.
- For this, write UID<SPACE>Aadhaar number<SPACE>account number in the message from the registered mobile number and send it to number 567676.
- In this way your account will be easily linked with Aadhaar.
- You can also link aadhar with bank’s ATM
