Today we are going to tell you about LIC policies that give you the highest returns. Let’s know…
Life Insurance Corporation of India is a government insurance company that is considered trusted among the people of India for many years. LIC IPO has also been introduced by the government.
In such a situation, its demand is increasing more and more. Customers associated with LIC (Best LIC Policy) are also being given a discount of Rs 60 per share on applying for IPO. LIC keeps on providing the best LIC Policy Benefits for its customers with different types of facilities and various benefits.
If you are not a part of any LIC policy yet or are thinking of taking LIC policy, then you can invest in this special plan. Today we have brought you the highest paying LIC policies. There is a huge profit when customers invest in it. Let us know which LIC policy gives more profit…
Best LIC Highest Return Policy
Jeevan Umang Plan is the best LIC Highest Return Policy. This is the best policy for double income and future of family and children. It can also result in good savings for the customers. LIC policyholder gets a cover of up to 100 years on this. Meaning that this plan gives lifelong benefits to the policyholder.
LIC POLICY Primary Features
- Insurance cover of up to 100 years is provided in Jeevan Umang plan.
- The cover plan can be increased by paying additional premium.
- After retirement, the benefit can be availed as a pension scheme.
- Gets 8% return of insurance after paying the installments on time
- Loan facility is also available to the insured.
LIC Jeevan Umang Plan Benefits
Survival benefit- Jeevan Umang ensures survival benefit of 8% of Basic Sum Assured every year till the maturity of the plan.
Death Benefit- If the policyholder dies before the commencement of the risk. In such a case, the entire premium paid under the policy excluding any benefits shall be payable. Whereas, if the policyholder dies after the commencement of the risk, the Sum Assured plus bonus, final additional bonus and Sum Assured are paid to the policy nominee.
LIC Jeevan Umang Plan Eligibility
- People from the age of 3 months to 55 years can invest in Jeevan Umang Yojana.
- In case of death of the policy holder, a lump sum amount is given to the nominee or the members of the household.
- In this, you can get insurance of at least 2 lakh rupees.
- Term rider benefit is also given in case of accidental death or disability of the policyholder.
- The premium paying term in this is 15, 20, 25 and 30 years.
- On paying the premium of the policy, the policy holder gets the benefit of minimum amount along with the guarantee.
LIC Jeevan Umang Plan Calculator
If you take a 30-year plan in Jeevan Umang policy, then you can pay the lowest premium of Rs 1302 per month in this. 15,298 on an annual basis. In such a situation, in 30 years, you will have accumulated Rs 4.58 lakh, in which 40 thousand rupees will be returned every year. In 30 to 100 years, you will be able to get around Rs 27.60 lakh.
