Under PM Svanidhi Yojana, the government provides loans to street vendors to start their work again. The government had started this scheme especially for street vendors.
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Thousands of people lost their jobs during the Corona epidemic. The business of small businessmen got ruined. In such a situation, it became difficult for them to earn their living. Then, to help such people, the Central Government came up with a scheme named PM Svanidhi Yojana. Under this, a loan of up to 10 thousand rupees is given without guarantee to start employment. The government started this scheme especially for the street vendors, who had to face heavy losses due to the corona epidemic.
Very easily subsidy is available on loan
Under PM Svanidhi Yojana, the government provides loans to street vendors to start their work again. Under this, they get a loan of 10 thousand rupees. The special feature of this scheme is that the government also provides subsidy on the loan. Once the loan is repaid, a double amount can be taken as a loan for the second time.
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Get loan without guarantee Very easily
Suppose someone took a loan of 10 thousand rupees for the first time under PM Svanidhi Yojana and he repaid it on time. In such a situation, he can take a loan of 20 thousand rupees under this scheme for the second time. Similarly, in the third time, he will be eligible for a loan of Rs 50,000.
The special thing is that there is no need to give any guarantee to take a loan under this scheme. After the application is approved, the loan amount is transferred to your account in three times.
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You can apply like this
The loan amount taken under PM Svanidhi Yojana can be repaid over a period of one year. You can repay the loan amount in installments every month. To get the benefit of PM Svanidhi Yojana, it is necessary for the applicant to have an Aadhar card. For taking loan under PM Svanidhi Yojana, application can be made in any government bank.
Fill the form of PM Svanidhi Yojana in a government bank. You have to attach a photocopy of your Aadhar card with the form. After this, if your application is approved, then the first installment of the loan will be credited to your account.
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Government has increased the budget
To encourage digital payments including cash-back for street vendors, the government has increased the budget of this scheme. According to the data of the government, 31.9 lakh loans were sanctioned under this scheme till 25 April 2022. Apart from this, Rs 2,931 crore was released against 29.6 lakh loans.
