National Pension Scheme: Open an account in the name of wife and get Rs 44,793 per month, know the way
Open an account in the name of wife and get Rs 44,793 per month
First of all people after job make arrangements to secure the future of themselves and their family. Similarly, if you also want to save some funds for the future of your wife, then you can do so through NPS.
You have to open an account in NPS in the name of your wife. And a certain amount has to be invested every month. The benefit of this will start getting after the wife turns 60.
Let us tell you that every month the wife will get an amount of Rs 44,793 . Along with this, he will also get a lump sum amount of Rs 45 lakh. With this, they will not have to depend on anyone for their financial needs.
know the way
This is a kind of NPS (National Pension Scheme) pension scheme. In which you start getting pension after you turn 60. By investing in this, you can secure the future of your wife. Whether you have to invest in this scheme monthly or annually, it depends on you.
In this scheme, you can invest 1000 rupees in the account in the name of the wife. You can also decide the amount as per your convenience. This amount matures after the wife turns 60, after which she will start getting its benefits. And every month they will start getting a regular income.
Monthly pension up to Rs.45 thousand
By investing in this scheme National Pension Scheme , your wife can get pension amount up to about 45 thousand rupees after the age of 60 years. Which you can understand like this –
If at present your wife is 30 years old and you invest Rs 5000 every month in her NPS account. So on attaining the age of 60 years, with 10 percent return on the amount invested, this amount will total to Rs 1.12 crore .
Out of which they will get a lump sum amount of Rs 45 lakhs . Apart from this, every month, they will continue to get pension of up to 45 thousand rupees for life . Please note that according to the new rules, if you want, you can run this account in NPS till the wife turns 65.
who can apply
In this, any person of 18 to 65 years can invest, who is Indian in origin. One person will be eligible to open only one account. And please note that it cannot be opened as a joint account.
Account Management by Fund Manager
NPS (National Pension Scheme) is a type of social security scheme run by the central government. In this, the money invested by the clients is managed by the professional fund manager. Therefore, this investment of customers is very safe.
Let us tell you that there is no guarantee of return on the money you invest here, but according to financial planners, NPS (National Pension Scheme) has given an average return of 10 to 11 percent from the beginning.
