National Pension System : एनपीएस को सरकार की तरफ से 2004 में शुरू किया गया था. उस समय इसमें केवल सरकारी कर्मचारी ही निवेश कर सकते थे लेकिन 2009 के बाद से अब इसमें कोई भी निवेश कर सकता है.
National Pension System: NPS is a great savings scheme run by the government for senior citizens. There are some changes from time to time to make it attractive from the government side and to increase maximum investment. The National Pension Scheme launched in the year 2004 was only for government employees. But in 2009 it was opened to all.
This plan is considered to be better from investment point of view. The risk of sinking your investment in this is negligible. Also good return on investment is also available. Any salaried or businessman can invest in this for a long time. At the time of retirement, you get a large fund at once. Let us know at a glance the changes made in this government scheme from the beginning till now.
1. The account will continue for 75 years
A big relief has been given by PFRDA to such subscribers who join this scheme above 60 years of age. If you are opening an NPS account, then be updated with the information that now in the National Pension System, you can continue the account till the age of 75 years.
2. Investing Age Extended
The maximum age limit for investing in the National Pension System has been increased to 70 years. If you have opened this account then you can invest in this scheme for 70 years.
3. This is also an advantage
In this government scheme, investors with less than 2 lakh pension funds can withdraw their entire money. Apart from this, the Pension Fund Regulatory and Development Authority has also said that the entire amount can be withdrawn from the pension fund of less than Rs 5 lakh, preparations are also going on.
4. Advantages of NPS
Anyone between the age of 18 years to 70 years can invest in NPS. By investing in it, you will get a big corpus at the time of retirement. Apart from this, a fixed pension amount is also given to you every month by the government.
