Online Banking: If you have transferred money to someone else’s account by mistake, then you do not need to panic now. You can get your money back by following some simple procedure. Let’s know how.
Online Banking: If you have transferred money to someone else’s account by mistake, then you can get your money back. Nowadays, money is transferred to the wrong account many times in mobile banking.
In such a situation, sometimes banking fraud also happens. If you have also transferred money to the wrong account, then let us know how you can get this amount back.
will get the amount back like this
- As soon as you get information about money transfer in the wrong account, immediately inform your bank about it.
- Apart from this, call the customer care and give them complete information.
- If the bank asks you for all the information on the e-mail, then give complete information about the transaction done by this mistake.
- Give details of the date and time of the transaction, your account number and the account to which the money was transferred by mistake.
how much time can it take
- By the way, after this whole process, you can get your money back immediately.
- Sometimes it can take up to 2 months to settle such cases.
- You can find out from your bank that in which branch of which city the money has been transferred to which account.
- You can try to withdraw the money by talking to the branch.
- After this the bank will inform the bank of the person in whose account money has been transferred by mistake.
- After this the bank will ask permission from that person to return the wrongly transferred money.
can adopt another method
Apart from this, you can also take recourse to the law. If the person in whose account the money has been transferred by mistake, he refuses to return it, then a case can also be filed against him in the court. In the event of non-refund of money, this right is in the context of violation of Reserve Bank rules.
It is worth noting that RBI has also given instructions to banks that if money gets deposited in someone else’s account by mistake, then your bank will have to take action as soon as possible.
