Everyone has suffered a huge financial loss during the corona virus infection period. During the lockdown in the transition, the financial crisis was so much that people have lost their lives in hunger along with the disease.
The government has started such a scheme to never face such financial crisis in future. Only women can take advantage of this scheme, in which Rs 45,000 will be given as pension every month on investment. This scheme is such that your money will also be safe and in future you will also get benefit on a large scale.
The only condition is that the age of the woman should be at least 30 years. You can open a New Pension System account in the name of your wife. When your wife turns 60, NPS will give a lump sum amount and every month a hefty pension will also come into the account. You can deposit the amount every month or annually, as per the convenience, in the New Pension System Account.
No need to worry after depositing as your money will be safe. On completion of the period, the wife will start getting the pension. With this, you can easily strengthen your financial position in the future. Many women are joining this scheme.
You can open an NPS account in the name of your wife with just Rs 1,000. The NPS account matures at the age of 60. Your wife is 30 years old and you invest Rs 5000 every month in her NPS account.
If he gets 10 per cent return on investment annually, then at the age of 60, he will have a total of Rs 1.12 crore in his account. They will easily get about 45 lakh rupees out of this. The most important thing is that every month the wife will continue to get a pension of Rs 45000 for the rest of her life.
Know how much pension you will get
Age – 30 years
- Total period of investment – 30 years.
- Monthly Contribution- Rs.5,000.
- Estimated return on investment – 10 percent.
- Total pension fund – Rs 1,11,98,471 (can be withdrawn on maturity)
- Amount to buy annuity plan – Rs 44,79,388/s
- Estimated annuity rate of 8% – Rs 67,19,083.
