Some government schemes can become support for women in old age. By investing in these schemes, one gets the benefit of monthly pension after the age of 60.
Pension Plan : It is not easy for women to take any retirement plan, because they have to face many challenges. However, pension is as important for them as it is for men. According to recent data, even today very few women in India go out and work. There is no retirement age for a housewife.
Not only this, a study has found that the life expectancy of women is much higher than that of men. Therefore, they have to keep some things in mind while choosing a plan. They need immediate investment. A plan is needed in which one does not have to invest much at once. Some such schemes are mentioned here, which can ensure your income in future.
Atal Pension Scheme
In this scheme money has to be deposited every month. Under Atal Pension Yojana, a maximum pension of Rs 5000 can be availed. For this you will have to start investing at the age of 18 years and deposit Rs 210 every month. As soon as the person turns 60 years of age, the pension amount starts coming into the account.
National Pension Scheme
NPS is the best option for those women who need more money to live their life. The minimum investment amount in the scheme is Rs 6000 annually. You can also deposit Rs 500 every month. You can also avail pension by increasing the investment from Rs 50,000 to Rs 1 lakh.
Pradhan Mantri Vaya Vandana Yojana
This is also one of the special schemes of the government, which can provide financial security to women in old age. It is operated by LIC. 8% interest is available annually. The maximum investment limit is Rs 15 lakh. After 60 years of age, one gets pension benefit of Rs 9-10 thousand every month.
