PMAY 2.0: How to apply for a new house under PM Awas Yojana? Know the step by step process

PMAY 2.0: On August 9, 2024, the Union Cabinet approved this scheme designed to assist EWS and middle class families in urban areas. As PMAY 2.0, the government intends to build 1 crore new houses, in which every unit will get a financial subsidy of Rs 2.50 lakh.

PMAY 2.0: If you want to take advantage of the Pradhan Mantri Awas Yojana (PM Awas Yojana 2.0), then the government has launched the second phase of the PM Awas Yojana for you. The second phase of the Pradhan Mantri Awas Yojana (PMAY 2.0) has been launched by the Center with the aim of providing financial assistance for housing to the economically weaker section (EWS) and middle class families living in urban areas.

On August 9, 2024, the Union Cabinet approved this scheme designed to assist EWS and middle class families in urban areas. As PMAY 2.0, the government intends to build 1 crore new houses, in which each unit will get a financial subsidy of Rs 2.50 lakh. The Ministry of Housing and Urban Affairs said that in the previous phase of PMAY Urban, 1.18 crore houses were approved, out of which more than 8.55 lakh houses have been built and these houses have been handed over to the beneficiaries.

The benefit of this scheme will be given to you under four categories, which include Beneficiary-Led Construction (BLC), Affordable Housing in Partnership (AHP), Affordable Rental Housing (ARH) and Interest Subsidy Scheme (ISS).

How to apply?

• The online application process for 1 crore new families under PMAY-U 2.0 has started. Eligible persons can now submit their application online.
• To apply online, first go to https://pmaymis.gov.in/PMAYMIS2_2024/PmayDefault.aspx.
• Now click on Apply for PMAY-U 2.0 and go to proceed and fill the details and submit.
• If you are not eligible for this then you will be stopped here.
• If eligible, in the further process you will have to enter your Aadhaar number and name.
• Then you will have to go to Generate OTP.
• Now OTP will come on the registered mobile number, after entering which you can follow the further process.

What documents are required?

• Aadhaar details of the applicant (Aadhaar number, name as per Aadhaar, date of birth).
• Aadhaar details of family members (Aadhaar number, name as per Aadhaar, date of birth).
• Details of applicant’s active bank account (account number, bank name, branch, IFSC code) which is linked with Aadhaar.
• Income Proof (PDF file only, size 200kb)
• Caste/Community Certificate (in case of SC, ST or OBC). (PDF file only, size 200kb)
  Land Documents (in case of beneficiary based construction BLC component). (PDF only, file size 5mb)

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