Punjab National Bank is providing the facility of Pradhan Mantri Mudra Yojana to the customers. Let us know about it in detail.
Punjab National Bank provides many special facilities to its customers. If you also need money or you are planning to start your own business (Business Opportunity), then the bank will help you up to Rs 10 lakh. PNB has given information about this by tweeting.
Under this plan, the bank gives loans ranging from Rs 50,000 to Rs 10 lakh to the customers. Let us tell you that this scheme is Pradhan Mantri Mudra Yojana. Let us tell you how you can take advantage of it.
The government has started many schemes for loans up to Rs 10 lakh to start a small business or to expand one’s old business. Let us tell you that you will get this Rs 10 lakh as loan. The name of this scheme of the government is PM Mudra Loan Scheme (PMMY Scheme).
PNB tweeted
PNB has written in the tweet that to promote self-employment, the facility of Mudra Loan Scheme is provided by PNB. Move towards self-reliance with this scheme. Apart from this, for more information about this scheme, you can also visit the official link tinyurl.com/z3us9s2r.
Let us tell you that you can get the benefit of PM Mudra Loan in 3 stages. The first step in this is Shishu Loan. Apart from this, the second phase is Kishore Loan and the third phase is Tarun Loan.
- Shishu Loan Scheme- Under this scheme you will get a loan up to Rs 50,000.
- Kishore Loan Scheme- In this scheme the loan amount has been fixed from Rs 50,000 to Rs 5 lakh.
- Tarun Loan Scheme- Loan ranging from Rs 5 lakh to Rs 10 lakh can be taken under Tarun Loan Scheme.
List of documents for loan-
- Proof of Identity – Voter Card, Driving License, PAN Card, Aadhar Card, Passport, Photo ID
- Proof of Residency- Telephone Bill, Electricity Bill, Property Tax Receipt, Aadhar Card, Passport
- Photograph of the applicant (not older than 6 months)
- Proof of SC/ST/OBC
- Proof of Identity/ Business Enterprises
What are the benefits of Pradhan Mantri Mudra Yojana (PMMY Scheme)?
Under Mudra Yojana, loan is available without guarantee. Apart from this, no processing charge is taken for the loan. Under Mudra Yojana, the loan repayment period can be extended up to 5 years.
How can you take this loan (How to apply for Mudra Loan)
- You have to go to the official website. (http://www.mudra.org.in/)
- From here you have to download the loan application form.
- Let us tell you that the form for Shishu Loan is different. At the same time, there is only one form for Kishore and Tarun.
- Provide information about mobile number, Aadhaar number, name, address etc. in the loan application form.
- Insert 2 passport photos.
- After filling the form, go to any public or private bank and complete all the procedures.
- The branch manager of the bank takes information from you about the work. On that basis PMMY approves you loan.
