In these 5 post office schemes, there is a benefit of many other facilities along with savings. Through these schemes, you can deposit lakhs of rupees by making savings.
Post Office Scheme: India Post Office offers various schemes, which along with saving your money, also guarantee safe returns. Today we are going to tell you about 5 such schemes. Through these schemes of the post office, you can deposit lakhs of rupees by making savings. Explain that the post office has fixed the interest rate for three months on 1 October. These rates will be applicable till December 31.
Senior Citizen Savings Scheme
This is one of the special schemes of the post office, Ham Jismavan gets an interest of 7.6%. Also tax exemption is also available. Although this scheme is only for the elderly. This scheme is the best option for post retirement. Only those above 55 years of age can open their account in this.
Sukanya Samriddhi Yojana
This is one of the brilliant schemes of the post office, especially for the girl child. 7.6% interest is available under this scheme. Tax exemption facility is also available in this. There should be only two daughters in a family to open the account. It matures after 21 years of opening the account.
Kisan Vikas Patra
7% interest is available in this scheme. Under the Kisan Vikas Patra, you get double your money. Any Indian citizen can take advantage of this. The account can be opened with a minimum investment of Rs 1000. The scheme matures after five years.
PPF Account Scheme
This is considered the best scheme for savings. 7.1% interest is available under the PPF account scheme. Rebate is available on both interest and maturity. People above 18 years of age can take advantage of this scheme for just Rs 100. After 15 years, there is a profit of a huge amount.
National Savings Certificate Scheme
National Savings Certificate Scheme can also prove to be the best option for saving. 6.8% interest is available under this scheme. Tax exemption facility is also available in this. Any Indian citizen can take advantage of this. You can buy it for Rs.1000.
