Pradhan Mantri Jan Dhan Yojana The government had launched Pradhan Mantri Jan Dhan Yojana to encourage people towards saving. So far, Jan Dhan accounts of more than 50 crore people have been opened under this scheme. In this scheme, people of any age can open their account. Let us know what are the benefits of this scheme.
The Central Government had started the Pradhan Mantri Jan Dhan Yojana to connect all the citizens of the country with the banking system. More than 5 crore people have opened their Jan Dhan accounts under this scheme. Come, let us know about this scheme in detail.
Who can open Jan Dhan account
Any Indian citizen can avail the benefits of this scheme. In this scheme, Jan Dhan account has to be opened. This scheme was started to connect backward people with banking. Jan Dhan account is managed differently from other accounts.
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This is a zero balance account. This means that no money has to be paid while opening the account. Apart from this, you do not even need to maintain minimum balance in it.
Benefits of Pradhan Mantri Jan Dhan Yojana
The objective of this scheme is that people from poor section should also be able to connect with the banking system. In this, the amount of government subsidy and government schemes given by the government is directly included. Anyone can easily deposit and withdraw any amount in this account. Apart from this, under this scheme, financially weak people also get the benefit of insurance scheme.
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The benefit of interest rate is also given on the amount deposited in this Jan Dhan account. Apart from this, the account holder also gets Rupay Debit Card. At the same time, the account holder is also eligible for overdraft (OD) of Rs 10,000.
Which schemes provide benefits?
Jan Dhan account holders (PMJDY) also get the benefit of DBT (Direct Benefit Transfer DBT) facility of the government. This includes Pradhan Mantri Jeevan Jyoti Bima Yojana (Pradhan Mantri Jeevan Jyoti Bima Yojana PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY), Atal Pension Yojana (Atal Pension Yojana APY), Mudra Yojana (Micro Units Development & Refinance Agency Bank The amount given in many schemes like MUDRA) is deposited directly in the account.
