Bank Locker Facility: People are afraid to keep valuables in their house for fear of theft. In such a situation, most of the people keep their valuables in the locker of the bank only. Today we are telling you some important information related to it.
Bank Locker Facility: In today’s time, everyone keeps their deposits in the bank only. Not only for depositing deposits, but we also like to keep our expensive jewelry, house-shop and all the important documents in the bank itself. People keep things safely in the bank locker, but do not break it for a long time. If you have also kept your belongings in the bank locker, but have not broken it, then this is news of your work.
Even in this situation your locker can be inactive.
If the bank locker has not been opened for a long time, then you must check once whether the locker has been de-activated. Recently, in the new guidelines issued by RBI regarding bank locker, some amendments have been made in the old locker rules. It has been said in this that if the locker is not broken for a long time, then it gets closed automatically, even if you are paying the rent regularly. In this, guidelines have also been given regarding the deactivated bank locker.
Locker will be closed in this time
According to RBI, if someone has not opened the bank locker within 7 years, then such locker will be deactivated. In such a situation, the bank will first wait for the claim of that customer. If he does not claim but pays the regular rent, then the locker will be dismantled by the bank itself.
Rule to break deactivate locker
As per RBI guidelines, the bank will first transfer the locker to the nominee or legal heir. In case the nominee is not traceable, the bank will first inform the bank locker-hirer. Along with this, an alert message will be sent to the email and mobile number. If the letter sent by the bank is returned or the person is not traceable, then the bank has to inform in the daily newspaper.
Bank issues notice
This information article is given in English and another in the local language. Any person who is interested in the same has to respond to the bank. If even then no one claims, then the locker is broken by the bank.
Locker breaking process
Video recording of the entire process is done in the presence of two witnesses when the bank official breaks open the locker and takes out the goods. If there is a smart vault, then the vault administrator uses the password to break the locker. After opening the locker, it is handed over to the senior officer.
