If you also want to open an account under Sukanya Samriddhi Yojana in the name of your daughter, then at present there is no completely online process for this. You will have to go to the bank or post office to get this work done.
Sukanya Samriddhi Yojana is run by the government to secure the future of daughters. Guaranteed interest is available in this scheme and the benefit of compounding interest is available. Parents or legal guardians can open this account in the name of any girl child below the age of 10 years. Sukanya Samriddhi Scheme matures in 21 years, but you have to invest in it only for 15 years. At present, interest is being received on this scheme at the rate of 8 percent.
If you also want to open this account in the name of your daughter, then at present there is no completely online process for this. You will have to go to the bank or post office to get this work done. But if you have opened an account and have been investing in it for a few years, then you can definitely find out online that till now how much money you have deposited in this scheme in the name of your daughter. Explain that the minimum investment in SSY is Rs 250 and a maximum of Rs 1.5 lakh can be deposited annually.
Open account like this
Download the Sukanya Samriddhi Yojana form by visiting the bank or post office website. Take out its print and fill it and attach all the documents along with the requested information, photographs and other documents such as the birth certificate of the girl child, photo, identity card of the guardian, etc. After this, take the filled form and documents and go to the nearest bank branch or post office branch. Take the original copies of all the documents along with you. After this, the bank or post office where you are opening the account, the employees there will check the form and match the attached documents with the original. After this the account will be opened in the name of your daughter. After opening the account, you can do many things online.
These works can be done online in SSY
- You can download Sukanya Samriddhi Yojana account form online.
- Money can be deposited online.
- Subsequent installments can be deducted online.
- You can check balance online and also view statement.
- You can transfer the account to any other branch.
- When the account matures, the entire amount can be transferred online to the girl’s account.
Check like this how much money deposited
To check SSY balance online, you have to use the net banking facility of your bank. First login with the help of Username and Password. After this, you will see a list of numbers of all your existing accounts in the dashboard. Even if you click on the option of Account Statement on the left side, the list of all the accounts will appear. When you click on Sukanya’s account number, her current balance will appear on the screen.
Account can be opened for only two daughters
Under Sukanya Samriddhi Yojana, you can open the account of only two daughters. If you have more than two daughters, then you will not get the benefit of this scheme for the third or fourth daughter. However, if you have a second girl child, twins or triplets, then Sukanya Samriddhi account can be opened for her.
