Train Ticket Booking: Due to the schemes offered by banks, people have now started giving preference to buying train tickets through credit cards. This gives them the facility to use cashback, rewards, lounge.
Train Ticket Booking: Train is considered the lifeline of the country. Train has proven to be the easiest and cheapest option to go from one place to another. There has been a lot of improvement in Indian Railways in recent times. However, with increasing facilities, ticket prices are also increasing.
Today we will tell you about some such credit cards, whose offers and discounts can give you relief from expensive fares and will also provide you with many benefits. Let’s take a look at these cards available in the market.
There is no offer for purchasing through cash or UPI.
If you buy train tickets through cash or UPI, you do not get any offer on ticket charge payment. However, credit cards not only allow you to book tickets without any extra payment but also provide you with various offers and discounts.
People have now started giving preference to buying tickets through credit cards because they also get the facility of cashback, rewards, lounge use and due to the schemes of banks, they get benefits on tickets. Credit card data released by RBI till September 2023 shows that currently this card is at the forefront in terms of giving best offers for railway tickets.
IRCTC HDFC Bank Credit Card
IRCTC has launched a card in collaboration with HDFC Bank. With its help, you get 5 reward points for every Rs 100 you book from IRCTC. Apart from this, 5 percent cashback and 1 percent discount is also available. There is an annual fee of Rs 500 on this card. However, if you spend Rs 1.5 lakh in a year, this fee does not have to be paid.
IRCTC SBI Platinum Card
The platinum card issued by SBI in collaboration with IRCTC. Before that, if you spend more than Rs 500 within 45 days, you get 350 bonus activation points. If you book railway tickets, you will not have to pay 1 percent transaction charge. You will also be able to use the railway lounge.
IRCTC BOB RuPay Card
By booking tickets through IRCTC BOB Rupay card on website or app, you will get 2 reward points for every Rs 100 spent. For this you will have to pay a fee of Rs 350 annually. Also, if you spend Rs 1000 within the first 45 days, you will get 1000 bonus points, which you can easily use for other purchases.
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