UIDAI makes stringent rules for Aadhar Card-Bank account linking

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UIDAI makes stringent rules for Aadhar Card-Bank account linking



We are aware about the recent Airtel India Payment bank and Aadhar Card fiasco where Airtel was opening Airtel Payment banks for customers without taking consents from the customers using e-KYC of the Aadhaar Verification. Many benefits were routed to this Airtel Payment bank accounts and it was reported that around INR 47 Cr for 23 lakhs customers got deposited in these accounts without the consent or knowledge of the customers.

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It is only after conformity was violated by the leading Telecom provider of the country that Unique Identification Authority of India also known as UIDAI has taken stringent measures to tighten the screws for Aadhar Card-Bank account linking. It has been categorically stated that explicit informed consent of the customers in mandatory according to the latest rules. The National Payment Corporation of India aka NPCI has rights to disable the override feature that according to the UIDAI is being misused by various banks while linking the bank accounts with the Aadhaar Card number without the concurrence of the customers. This resulted in the government subsidy getting credited to the new accounts even without the knowledge of the consumers.



The aberration here is explained in the manner that when an Aadhaar Holder goes to a Telecom Service provider with a request to link their sim card with the Aadhaar Card unique identification number, these Telecom providers were also opening a customer’s payment bank account and puts that new account number instead of the existing bank accounts on the NPCI’s Aadhaar Payment bridge. This override happens without the consent of the Aadhaar holder and thus the LPG subsidy goes to the Payment Account instead of the actual bank accounts. The problems were further added when the Aadhaar holders tried to verify the bank account in compliance to the Money Laundering rules (last date for which is now changed to 31st March, 2018).



The chaos was majorly aggregated in rural areas where the knowledge of these digital compliance is still a tricky business as the beneficiaries were clueless on the receipt of the LPG subsidies and also were not able to withdraw this subsidy amount from their actual bank account since the amount got credited in the newly created payment bank accounts of the telecom service providers.

These strict rule changes will enable the consumers to avoid any further inconvenience and will ensure the Aadhar details collected to be used only for the purpose its being collected for and not for any parallel business models of the telecom providers.

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25 COMMENTS

  1. I have to change my phone no.
    At the time of making aadhar the mobile no which was given is now deactivated so I want to replace it with new no 7208195002 , and the old no is 7709377105 is not working so pls help me with the solution to it or immediately update

    Aadhar no 6095 1536 6406

    • You need to visit any aadhar center near to you, fill in the update details aadhar form, in your case, Mobile Number and submit alongwith a xerox of your Aadhar card. They would validate the same by verifying your biometrics and update the mobile number. Normally, it takes 7 days for this to get updated on the Aadhar website, sometimes, it takes less.

  2. Payment Bank licence of Airtel should be immediately cancelled. It is no longer a trustworthy corporate. It can misuse customer details in many other ways, to the detriment of client.

  3. I have two accounts in two different banks SBI and Andhra Bank. My SBI account is attached to NPCI.
    When recently I linked my second account in AB too to aadhar, the earlier NPCI link got disrupted and attached to the second one. As my LPG distributor has only the first account number,I didn’t get the subsidy amount. I requested SBI manager to re-attach it, he was unable to do. He said as my aadhar number ‘s already linked to my SBI account he couldn’t do anything about it.
    I found out that there is a thing called mapping. Just linking is not sufficient. Unless you map it with NPCI, you won’t get LPG subsidy in your account. And most of the bank staff don’t know anything about it!
    Then I went to my LPG distributor and got my bank account changed to the second one. Now I am getting my subsidy.
    Just asking people to link the aadhar numbers with their bank accounts is not sufficient without giving proper training to bank staff. We are facing severe difficulties because of this.
    I request the Government to look into this matter and train the bank staff properly so that the general public don’t face any problems.

    • My Adhaar link with my account in the SBI, Kaggadasapura was de-activated from 11-8-2017.The SBI Staff are not able to re-activate it. I have already lost LPG Subsidy amounting to a total of Rs.511-40 for 3 cylinders. . I opened a fresh account in Karnataka Bank, Kaggadasapura.. This Bank Staff are also finding it difficult to link my Adhaar No. to my Account.. I met the Dy. Manager, I.O.C.No use. My Distributor ( Vasanth Enterprises, Indira Nagar, Bg-38) refused to receive my letter requesting him to send the LPG Subsidy to my fresh account No. in Karnataka Bank. I AM NOW RUNNING 75. I have stopped taking Indane Gas Cylinders.Next week, I may meet some higher officials of the SBI to request them to depute some efficient officer to the Kaggadasapur Branch of the SBI to train the Staff there to re-activate my Adhaar link to my Account.

  4. I have to change my phone no.
    At the time of making aadhar the mobile no which was given is now deactivated so I want to replace it with new no 7024256495 , and the old no is 9007882506 is not working so pls help me with the solution to it or immediately update

    Aadhar no 281051093708

  5. what is the way of making aadhaar card for the persons who cannot move or due to sicknes cannot get down from the bad ? what Goi i thinking about that ?

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