Pradhan Mantri Jan Dhan Yojana: Under the Jan Dhan Yojana, accounts of minor children above 10 years of age can also be opened. However, according to the rules, the account guardian will operate only.
Pradhan Mantri Jan Dhan Yojana: Under the Central Government’s Pradhan Mantri Jan-Dhan Yojana (PMJDY), accounts are opened in banks on zero balance of poor people. Financial assistance is provided in these accounts under schemes like gas subsidy, widow pension, Kisan Samman Nidhi etc. Account can be opened in any bank branch or post office payment bank outlet. Under the Jan Dhan Yojana, accounts of minor children above the age of 10 years can also be opened.
An overdraft facility of Rs 10,000 is available on only one account in a family. Anyone who has documents related to identity verified by a government official can open an account. However, according to the rules, the account guardian will operate only. An ATM is also issued in the name of the child. At the age of 18, after submitting an identity proof, banks bank the child’s account completely in their nam
These documents have to be submitted: Parents have to submit their address proof along with any valid proof such as Aadhar card, passport or ration card etc. If the parents do not have any of these documents, they can submit any one of the documents issued by the central government through which the identity is revealed.
To open a bank account under the Pradhan Mantri Jan Dhan Yojana, you can download the form from the PM Jan Dhan Yojana website or from the website of any bank. Its forms are also available at branches of banks.
