If you have not opened PM Jan Dhan account, then open it immediately. Because under the Pradhan Mantri Jan Dhan Yojana, now the number of bank accounts on zero balance is increasing.
Account holders get many facilities in the accounts opened under this. Even if you do not have balance in your account, you can still withdraw up to Rs 10,000 from this account.
The scheme was started in 2014: It is worth mentioning that Prime Minister Narendra Modi had announced the launch of Jan Dhan Yojana in his Independence Day address in 2014. The scheme was launched on August 28 this year.
Under this scheme, the total number of Jan Dhan accounts increased to 416 crore by 6 January 2021. The government launched the second version of this scheme in 2018 with more features and benefits.
many facilities available
- Under the Jan Dhan scheme, the account of children below the age of 10 years can be opened.
- On opening an account under this scheme, you get Rupee ATM card, accident insurance cover of Rs 2 lakh, life insurance of Rs 30,000 and interest on the deposit amount.
- On this you also get the facility of overdraft of 10,000.
- This account can be opened in any bank.
- In this you will not need to maintain minimum balance.
- Documents required to open Jan Dhan account
- To open a Jan Dhan account, you can submit documents that fulfill the Know Your Customer (KYC) requirement including Aadhar Card, Passport, Driving License.
- If you do not have these documents, you can open a small account.
- In this you have to fill self attested photo and your signature in front of the bank officer.
- You do not have to pay any kind of fee or charges to open a Jan Dhan account.
- Any 10 years or less
