The government provides overdraft facility to the customers in this account. Even if you do not have balance in your account, you can still take an overdraft up to Rs 10,000. Earlier this amount used to be 5000 rupees, which was increased by the government to 10,000.
You can open this account anywhere in public sector or private bank. Apart from this, if you already have a savings account, then you can also get that account converted into Jan Dhan account. Any citizen living in India can open this account, only his age should be 10 years or more.
On behalf of the central government, customers will get the benefit of full Rs 10,000 on Jan Dhan account. If you have not taken advantage of this facility yet, then take advantage of it immediately-
The government provides overdraft facility to the customers in this account. Even if you do not have balance in your account, you can still take an overdraft up to Rs 10,000. Earlier this amount used to be 5000 rupees, which was increased by the government to 10,000.
The maximum age limit for overdraft facility in this account is 65 years. To avail the overdraft facility, your Jan Dhan account should be at least 6 months old. If not, then only overdraft of up to Rs 2,000 is available.
Under Pradhan Mantri Jan Dhan Yojana, you can open an account for free. Along with this, there is no need to keep any minimum balance. Along with Jan Dhan account, the bank gives overdraft facility to the customers. Through this card, you can withdraw money from the account as well as make purchases and you can get many special offers.
If you get the account opened now, then customers get accidental insurance cover up to Rs 2 lakh from the government. Apart from this, if you are taking advantage of any government scheme, then its money comes directly to your account. You get the facility of interest on the amount deposited in Jan Dhan account. Apart from this, the benefit of free mobile banking is also available.
