Kisan Credit Card: If you want money for farming, then go to the bank and take a loan of up to 3 lakh rupees at just 4% interest rate. No moneylender can give money at such a cheap rate.
new Delhi. Modi government has created 1 crore 22 lakh new Kisan Credit Cards to further promote farming. These cards have been made on the basis of the application made after linking KCC to the Prime Minister Kisan Samman Nidhi Scheme (PM Kisan Samman Nidhi Scheme). It was launched at an event held in Chitrakoot on 24 February. Since then, till August 17, cards have been made for loans to so many farmers. The total loan limit of these cards is Rs 1,02,065 crore. Under KCC, loans up to Rs 3 lakh are available at an interest rate of only 4 percent. The validity of the card is five years.
According to the Union Finance Ministry, a campaign is being launched to give concessional loans to farmers through Kisan Credit Card (KCC-Kisan Credit Card) as part of efforts to save the agricultural sector from the shaking of Kovid-19. These 125 million cards will go a long way in reviving the rural economy and speeding up the development of agriculture sector.
The government had announced the provision or provision of a concessional loan of Rs 2 lakh crore as part of the ‘Self-reliant India Package’, which is expected to benefit 2.5 crore farmers, including fishermen and dairy farmers.
Get such a Kisan Credit Card
>> First go to the official site of PM Kisan Yojana (pmkisan.gov.in). Download the Kisan Credit Card form here.
>> You have to fill this form with the documents of your arable land, details of the crop.
>> It has to be informed that you have not made any other Kisan Credit Card from any other bank or branch.
What documents are needed
>> ID proof like – Voter card, PAN card, Passport, Aadhaar card, Driving license. One of these will also become your address proof.
KCC can be obtained from any Co-operative Bank, Regional Rural Bank (RRB).
This card can also be taken from SBI, BOI and IDBI Bank.
National Payments Corporation of India (NPCI) issues RuPay KCC.
farmers, the farmers get a big discount
, the interest rate for farming is 9%. But the government gives 2 percent subsidy in it. In this way it falls to 7 per cent. But on return on time, you get 3% more discount. In this way, its rate is only 4 percent for honest farmers. No moneylender can lend to anyone at such a cheap rate. So if you need a loan for farming, then go to the bank and get a Kisan Credit Card.
Source: hindi.news18.com
