Sukanya Samriddhi Yojana: Sukanya Samriddhi Yojana is a long term plan. By investing in this, you can be sure about your daughter’s education and future. In this, only by depositing Rs 416 every day, a fund of Rs 65 lakh will be created.
Sukanya Samriddhi Yojana: For the future of daughters, the central government has started many schemes. There is also a Sukanya Samriddhi Yojana in it. Which was started by the Modi government in the year 2015.
In this scheme, you can make your daughter a mistress of Rs 65 lakh by saving just Rs 416 every day. This is a long term plan. By depositing money in this scheme, you can be sure about your daughter’s education and future.
Know what is Sukanya Samriddhi Yojana?
This is such a long term plan. By investing in this, you can be sure about your daughter’s education and future. You do not even need to invest a huge amount for this. First, decide how much money you need for your daughter when she turns 21. You will have to deposit money accordingly.
You can deposit up to Rs 1.5 lakh annually
This is a popular scheme of the government to improve the future of daughters. An account can be opened in Sukanya Samriddhi Yojana for a daughter up to the age of 10 years. In this, you can deposit a minimum of Rs 250 and a maximum of Rs 1.50 lakh.
This scheme will mature when the daughter attains the age of 21 years. However, your investment in this scheme will be locked at least till the girl child turns 18.
Even after 18 years, 50% of the total money can be withdrawn. Which she can use for graduation or further studies. After this, all the money can be withdrawn only when she is of 21 years of age.
Money will be deposited for 15 years
The specialty of this scheme is that you do not have to deposit money for the entire 21 years. Money can be deposited only for 15 years from the date of opening the account.
Whereas the daughter will continue to get interest till the age of 21 years. At present, the government is giving interest on this at the rate of 7.6 per cent per annum.
